We're not just for mortgages! We at Holman Valuation Group, LLC perform a number of services to help you.

To a lot of us, an appraisal just looks like another cost in the long list of items for a mortgage or refinance. And even though there is a rising number of automated home valuation systems that might appear to be more economical than an appraisal, practically all lenders still call for a local expert because the stakes are very high. But is getting a mortgage the only reason to acquire an appraisal? Are there more times when the services of a certified, independent real estate professional might come in handy? Of course there are!


	For real estate appraisals in Boone County, north-central, and northeast Missouri, it's easiest to order online from Holman Valuation Group, LLC. Just click here.

Let Holman Valuation Group, LLC help you challenge your tax assessment

If you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Holman Valuation Group, LLC is your best evidence when building your case. We're capable of assisting you in disputing your tax assessment.

Getting rid of PMI will lower your mortgage payment

Private mortgage insurance, or PMI, is an additional insurance policy that almost all lenders ask buyers to purchase when the amount being loaned to the homebuyer is more than 80% of the actual value of the real estate. Since the extra payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI isn't required when the leftover balance of the loan-- whether through market appreciation or principal pay down-- dips below the 80% level, making this very unfortunate. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to get rid of PMI, Holman Valuation Group, LLC can produce a statement regarding the value of your home. The cost of the appraisal can generally be regained in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce less stressfully with an appraisal from Holman Valuation Group, LLC

A divorce can be a very traumatic experience for both parties, and it is often more complicated by the difficult decision of who keeps the property. It's a good idea to order an appraisal from Holman Valuation Group, LLC so both parties are completely aware of the true market value of their home, regardless of the situation.

If the parties want to sell the home, they'll have a clearer picture of what price to set. And if a buyout is the chosen option, both parties will feel like they've received a fair assessment.

Trustworthy estate liquidation

The death of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish market value for the residential property involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to handle these issues. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've received a fair deal.

Relocation

Moving due to a job change is a real pain, and we understand. We take great care in setting up a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive attributes of their property, as well as information regarding any recent sales or listings in their neighborhood that they want considered during our detailed process.

Sell your home quickly at the right price with an appraisal from Holman Valuation Group, LLC

A professional appraisal can help you make a more informed decision when determining your asking price, whether you want to sell your home on your own or with the help of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are based on our efforts to finish the appraisal report, not a percentage of the sales price.

As appraisers, we are acutely aware of how things like an additional bathroom or a kitchen remodel can affect value. And we're experts in knowing how long houses stay on the market. So getting a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.